How can we continue to make money with the fund in 2021?

Award winning author of Kunpeng plan and creator of high-quality financial field

2021's market has a "good start". A small partner said, "it's not rising like words recently. What should I do?"

It's really the trouble of falling and rising——

The fund in hand has risen so much, can you continue to buy it?

You have earned some real gold and silver. Do you need to drop your bag for safety?

The net value of the fund is high. Which one will have more profit space in the future?

The hotter the market is, the more calm we need to be when selecting the base. Today we share 2 points to help you clear the mine and lock in the fund.

Do these two things well and lock in the "good fund"

First, be careful of the products managed by fund managers who frequently change jobs.

According to statistics, the longer the term of office of a fund manager, the higher the overall average annualized rate of return if it can reach more than three years.

I have paid attention to a new fund, which is produced by a large company, and the fund manager has nearly 17 years of experience.

However, the management time of the two funds he handled was no more than one year, and the return ranked bottom among similar funds during his tenure.

Such frequent job hopping has to worry about手機進水 whether he will easily abandon investors in the future, thus affecting the performance of the new fund.

Therefore, there is a principle for selecting fund managers: the longer you serve, the more focused and stable your investment style, the more you can help investors obtain long-term returns.

Secondly, it is a rational view of the real achievements of the fund.

I interviewed a fund manager to see "what is a good fund manager in the heart of fund managers?"

His answer is worthy of our reference:

"The so-called good fund is not the champion of income every year; it can lose less when other funds lose; it does not fall behind when other funds rise. It is excellent if it continues to maintain an average level. Sometimes it wins a little."

Therefore, we should not pay special attention to the profitability in one month, three months or a single year, but should rationally look at the performance in three, five or even longer years.

If we agree with this point, we will be much more leisurely in the process of selecting funds or holding funds, because time is the best tester.